Helping seniors stay at home.
The goal of Habitat for Humanity’s Aging in Place program is to help seniors age 60 and older in St. Joseph County continue to live in their own homes and community safely, independently and comfortably.
The Aging in Place program works in collaboration with several community partners who focus on serving adults 60 and older. In 2023 we will only be working on roof repairs and replacements.
Projects will be completed based on available funding.
How does the Aging in Place program work?
We are currently accepting inquiries for roof repair and replacement only.
Projects are accepted based on available funding and eligibility for initial qualification (see below).
Aging in Place program clients pay Habitat a $25 to $125 fee.
In return, Habitat structures all project costs as a forgivable loan that will not have to be repaid unless the Aging in Place client sells or transfers ownership of their home within five (5) years after the completion of their repair project. The forgivable loan amount is reduced by 20% each year and then completely cancelled after five (5) years.
Am I eligible for Habitat's Aging in Place program?
You may qualify for Aging in Place if you meet all of the following criteria:
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You own and live in your own home full-time. Rental homes are not eligible.
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You are 60 years old or older, or someone who lives in your home is 60 or older.
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You live in St. Joseph County.
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Your city and property taxes are current.
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Your mortgage is current.
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Your homeowner's insurance is in place, and current.
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You plan to stay in your home.
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Your annual household income combined of those 18 years and older living in the home is less than the maximum allowable income based on the table below:
