Aging in Place

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Aging in Place

The goal of Habitat for Humanity’s Aging in Place program is to help seniors over the age of 60 in St. Joseph County continue to live in their own homes and community safely, independently and comfortably.

For more information on the Aging in Place program, contact us at (574)288-6967 or email us at AIP@habitat-for-humanity.org

The Aging in Place program works in collaboration with several other community programs that focus on serving adults over the age of 60,  such as REAL Services, Hope Ministries, SAW’s, St. Joseph Health Systems.  The Aging in Place program focuses on projects that are outside the scope and/or budget for many of our partnerships such as roof and window replacement/repairs and modifications that will help these seniors remain in their homes longer.

As the years wear on individuals and their homes, maintaining the dream of homeownership becomes more difficult with age especially for low-income older adults. Maintaining older homes with inefficient energy can become expensive, and poor home accessibility can result in injuries and medical problems.  Our program offers up to $15,000 of home repairs to individuals who are 60 years of age and older, live in St. Joseph County IN, and earn less than 80% of the Area Median Income (AMI).

You may qualify for the AIP Program if you meet ALL of the following criteria:

  • You own and live in your own home full-time (NO RENTAL HOMES)
  • You are 60 or over; or someone who lives in your home is 60 or over
  • You live in St. Joseph County
  • Your city and property taxes are current
  • Your mortgage is current
  • Your homeowner’s insurance is in place and current?
  • You plan to stay in your home
  • Annual income combined of those 18 years and older living in the home is less than 80 % of the local AMI per household size (see chart below)

Must be below the Maximum income per household size to qualify.

# People Living in Household Maximum Allowable Income
1 $34,160
2 $39,040
3 $43,920
4 $48,800
5 $52,720
6 $56,640
7 $60,560
8 $64,480

All Aging in Place program clients are required to pay a $25 fee to Habitat to cover the cost of recording the deed restriction with the St. Joseph County Recorder.

Habitat will pay all costs for the materials and Aging in Place work as a GRANT TO YOU, but a restriction will be placed on the deed of your home.  You will not have to repay the grant unless you sell or transfer ownership of your home within five (5) years after the Aging in Place work is complete.  Each year live in your home the grant amount is reduced by 20% and at the end of the five (5) year period there is nothing owed on the grant.

Inspectors from the Habitat for Humanity Aging in Place team will prepare a list of recommended work.  This is simply a list of suggested work and NOT a guarantee of the final project list

Work that may be provided includes:

  • Roof and Window Repairs.
  • Modifications to improve mobility, accessibility, and safety, such as grab bars, wheelchair ramps, and widened doorways.
  • Weatherization for energy saving purposes such as fixing water leaks, heating and air conditioning repairs, installation of storm doors, etc.

Aging in place repairs do NOT include:

  • Cosmetic Work
  • Rental property, mobile homes, condos, and anything that is NOT a single-family, detached home.

Aging in Place Intake Form

Please call (574) 289-6967 to complete the Intake Form Over the phone.

I own and live in my home full time:
YesNo

I am 60 or older, or someone that lives in my home full-time is 60 or over:
YesNo

My home is in St. Joseph County:
YesNo

My city and property taxes are current:
YesNo

The mortgage on my home is current, or there is no mortgage on my home:
YesNo

I meet the AMI income guidelines for the program, based on my income and the income of everyone else who lives in my home 18 years of age or older? (See chart above):
YesNo

I can provide documentation to prove identity, age, residency, and income for myself and everyone else who lives in my home:
YesNo

My homeowner's insurance is in place and current:
YesNo

I plan to stay in my home:
YesNo

Are you working with any other organizations to assist you in obtaining funding for your home repairs?
YesNo

Thank you for filling out the intake form, an Aging In Place representative will contact you within three business days.